Debt Defense

Protecting Your Rights and Financial Future

Dealing with overwhelming debt can be stressful, especially when creditors begin pursuing aggressive collection tactics. At BCN Law Firm, we specialize in Debt Defense, offering you legal strategies to protect your rights and fight back against unfair debt collection practices. Whether you’re facing lawsuits, wage garnishment, or relentless harassment from creditors, our experienced attorneys are here to help you navigate your options and regain control of your financial future.

Central Florida Debt Defense Attorneys

If you are facing creditor harassment, lawsuits, or wage garnishment, our experienced attorneys at BCN Law Firm are here to help. We offer a free consultation to review your financial situation and determine the best strategy to protect your rights and fight back against unfair debt collection practices. Whether you’re dealing with credit card debt, medical bills, or other financial challenges, we’ll guide you through the debt defense process and help you regain control of your financial future.

352-394-2103

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Dedicated Debt Defense Attorneys

Debt defense involves protecting individuals from creditor lawsuits, collection agencies, and other legal actions taken to recover unpaid debts. In many cases, creditors may use aggressive or even unlawful tactics to force repayment. Our debt defense attorneys help you challenge these actions by examining the validity of the claims and the tactics used by creditors. In some instances, we may be able to negotiate settlements, reduce the amount owed, or have the debt dismissed entirely.

Common Debt Defense Scenarios

Creditor Lawsuits: If a creditor files a lawsuit against you for unpaid debts, it’s essential to have a strong legal defense. We can challenge the validity of the debt, ensure proper procedures are followed, and potentially reduce or eliminate the amount owed.
Wage Garnishment: Creditors may attempt to garnish your wages to collect on a debt. We can help stop or limit wage garnishment through legal channels, ensuring that you maintain your income for essential living expenses.
Debt Collection Harassment: Under the Fair Debt Collection Practices Act (FDCPA), creditors are prohibited from using abusive, deceptive, or unfair tactics to collect a debt. If you’re facing harassment, our attorneys can hold the collection agencies accountable and stop their illegal practices.

How BCN Law Firm Can Help

Personalized Legal Strategies

We tailor our approach to your specific situation, ensuring the best possible defense against creditors.

Comprehensive Support

From creditor lawsuits to wage garnishment, we handle every aspect of your case, giving you peace of mind.

Aggressive Representation

We work to protect your rights during the liquidation process and ensure assets are maximized for your benefit.

Frequently Asked Questions About Debt Defense

Yes, creditors can sue you for unpaid debts. If you receive a lawsuit notice, it’s important to respond promptly and seek legal representation. Our debt defense attorneys will help you fight back and protect your rights.

If your wages are being garnished, you may be able to stop or reduce the garnishment by filing a claim of exemption or exploring other legal defenses. Our attorneys can help you take action to protect your income.

Yes, in many cases, creditors are willing to negotiate a settlement. Our attorneys can work on your behalf to negotiate a reduction in the amount owed or establish a manageable payment plan.

Speak To An Attorney

If you believe debt defense may be the right solution for your financial challenges, BCN Law Firm is here to help. Contact us today for a free consultation, and let us guide you through the process with expert care and support.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM. Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in…

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia,…

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Kristin Cummins Nailos, J.D. Was born in 1970 in Leesburg, Florida and has resided in…

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello, J.D. Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His…

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Michelle C. Bottex, J.D. Ms. Bottex earned a Bachelor of Arts degree in Business Administration…

Norman C. Cummins, J.D.

Legacy Partner

Norman C. Cummins, J.D. Was born in 1938 in Louisville, Kentucky. He received his Bachelor…

Michelle Ha

Attorney

Business Law, Estate Planning, Probate, Real Estate

Michelle T. Ha Michelle T. Ha is an associate attorney and is licensed to practice…

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm

4.6

Based on 234 reviews

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Lois Carr

Polite, knowledgeable and thorough. Our attorney was prepared for our visit. We were treated with respect.

Robert Miner

I was referred to Wade Boyette by my investment advisor, Jean Dorrell, after moving to Florida and needing to set up a Trust and update my Will. Before deciding to work with Wade, I did my due diligence — reviewing his Better Business Bureau rating and reading online reviews — all of which were overwhelmingly positive, and now I see why.

From our first meeting, I was very impressed with Wade’s knowledge, professionalism, and ability to clearly explain the legal process. He answered all my questions thoroughly and offered thoughtful advice tailored to my situation. He handled the setup of my Trust and the update to my Will efficiently and in a timely manner.

I highly recommend Wade Boyette to anyone in need of reliable and experienced legal services.

Shannon Bass

Office ataff was extremely friendly! Wade was fantastic and explained everything to us! I highly recommend them.

Troy Ford

I had the misfortune of having to file for bankruptcy last year. I hired BCN Law firm to handle my case and dealt mostly with Ken Costello and his assistant Carol. They did an outstanding job on my case which was not the average case. They analyzed my situation and found the best path for me to move forward. It did take a long time to go through (such is the case with bankruptcy) but Carol kept my wife and me updated and assured us that our worst fears were not something that was going to happen. I would recommend the firm to anyone who needs one of the services they provide.

Sonja Gore

I had a great professional experience with the staff at BCN Law Firm and wholeheartedly recommend to any future clients in need of organizing their final affairs.

Lynn Willis

Everyone was very friendly, concerned about us. They explained everything to us. Thank you for your kindness.

Jeff Milroy

My experience with Heath and the staff was great. This was something new for me, and they explained everything very well. It was easy to get my questions answered and the whole process seemed to go very smoothly. Heath's paralegal Lynnette was very helpful and kept me updated and informed along the way. Thank you all so much and I will definitely use and recommend you in the future.

Lula Patrick

Very professional. Very happy with the services. I would highly suggest anyone to use his services.

Jude Hamilton

Excellent service, knowledgeable and reasonable. I feel that I’m in good hands with Wade and team.

Craig Poorbaugh

BCN and Wade Boyette were very professional in every way in support of our needs for our final documents. They go the extra few miles to insure satisfaction of service. They spoke plainly and clearly about the final issues and easily walked us through difficult decisions. Their services are reasonably priced. A good choice

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