Bankruptcy Attorneys in Central Florida

A Fresh Financial Start with BCN Law Firm

Facing overwhelming debt? Whether you’re an individual or a business, bankruptcy can offer relief and a path toward financial stability. At BCN Law Firm, our experienced bankruptcy attorneys are here to guide you through the legal process, helping you understand your options and make informed decisions about your future. We specialize in both Chapter 7 and Chapter 13 bankruptcies, ensuring that your unique needs are met with personalized care.

Why Choose BCN Law Firm for Your Bankruptcy Needs?

Navigating bankruptcy can be overwhelming, but you don’t have to do it alone. At BCN Law Firm, we understand the stress and anxiety that comes with financial difficulties. Our experienced attorneys are committed to helping you find the best solution for your situation, whether it’s a complete debt discharge through Chapter 7 or a reorganization of your payments through Chapter 13.

352-394-2103

Free Consultation*

"*" indicates required fields

Name*

Email*

Phone*

Practice Area

How Can We Help?*

Chapter 7 Bankruptcy

Chapter 7 bankruptcy, also known as “liquidation bankruptcy,” allows individuals to eliminate most unsecured debts and start fresh. It’s ideal for those who are overwhelmed by credit card bills, medical debts, and personal loans. Chapter 7 involves liquidating non-exempt assets to repay creditors, after which remaining eligible debts are discharged.

Learn More

Chapter 11 Bankruptcy

Chapter 11 bankruptcy allows businesses and individuals with substantial debts to reorganize and restructure their financial obligations under the supervision of the court. Unlike Chapter 7, which focuses on liquidation, Chapter 11 enables companies to remain operational while developing a plan to repay creditors over time.

Learn More

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a court-supervised payment plan that allows you to reorganize and repay your debts over 3 to 5 years. It’s designed for individuals who have a steady income but need help catching up on missed mortgage payments or managing unsecured debts. Chapter 13 allows you to keep your assets while making manageable monthly payments.

Learn More

Debt Defense

Debt defense involves protecting individuals from creditor lawsuits, collection agencies, and other legal actions taken to recover unpaid debts. In many cases, creditors may use aggressive or even unlawful tactics to force repayment. Our debt defense attorneys help you challenge these actions by examining the validity of the claims and the tactics used by creditors.

Learn More

Speak To An Attorney

If you’re considering filing for Chapter 13 bankruptcy, let BCN Law Firm help you make an informed decision. Contact us today for a free consultation, and we’ll review your financial situation and guide you through the process to find the best solution for your needs.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in 1967 and has been a prominent figure in Lake County since 1994.

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia, and has resided in Florida since 1978. He received his B.A. in History from the University of South Florida in 1992 and his J.D. Degree from Stetson University College of Law in 1995.

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Mrs. Nailos has practiced law in Central Florida since 1996, and is a member of The Florida Bar, and the Lake County Bar Association and is admitted to practice in the Middle District of Florida and all State Courts in Florida.

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His practice focuses on real estate, civil litigation, bankruptcy, debt defense, estate planning and probate.

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Ms. Bottex earned a Bachelor of Arts degree in Business Administration from Stetson University and Master of Arts degree in Human Resources Development from Webster University.

Norman C. Cummins, J.D.

Legacy Partner

Was born in 1938 in Louisville, Kentucky. He received his Bachelor of Science in Business Administration from the University of Alabama in 1963 and a J.D. Degree from the University of Alabama in 1967.

Travis J. Stulz, Esq.

Attorney

Business Law, Estate Planning, Probate, Real Estate

Travis J. Stulz is a seasoned Florida personal-injury attorney representing clients across Central Florida, including Orlando, Winter Garden, Clermont, Ocoee, and The Villages.

Meet All Attorneys

5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm4.6

Based on 318 reviews

See all reviews

review us on

RICHARD COLAMARINO

2 weeks ago

Wade does a great job. He explains everything in detail. Highly recommend BCN!

Flora Fulton

2 weeks ago

They helped with everything. I just sat back and answered any questions they had in the process. Great caring people.

Tina Lofton

2 weeks ago

I could not be happier with the legal representation provided by Travis Stulz with BCN. He was knowledgeable, personable and understood the stress and pain I was experiencing, and made me feel valued and supported throughout the entire process. His paralegal Sandra P. was fantastic. She was exceptionally prompt in returning phone calls, texts and emails, and kept me consistently updated on my case. Thank you both for your help and support.

Michelle Bluth

4 weeks ago

BCN was a God send. Although I’m married, my husband did not file. We had to go through the means test which was stressful but Ms. Carol handled it efficiently and with kindness. I never was made to feel bad for filing for bankruptcy. I was again nervous when it came time for my meeting of the creditors but again, Ms. Carol was so incredibly supportive. I should also mention that BCN is a well seasoned law firm and should you find yourself in need of their services, you will not regret your decision.

Lisa Long

4 weeks ago

We had them do my mom's will. They are all very sweet people. Wade was very good with my mom.

Neal Boyd

1 month ago

We were recently in an accident and needed an attorney. A good friend referred us to Travis Stulz and the BCN team. Travis and his Paralegal Sandy Patercsak were absolutely amazing. We felt they were very responsive and genuinely cared about us and how we were doing after the accident. I would highly recommend them to anyone who needs a great attorney who really cares about their clients.

Yeivette Alicea

1 month ago

Sandy P has been very helpful throughout our case. She is exceptionally knowledgable and I look forward to working with her (and Atty: Travis S.) for any future case I may have. Thank you guys for your assistance!!!!.