Foreclosure Defense

Protecting Your Home and Financial Future

Facing foreclosure can be an incredibly stressful and overwhelming experience. Whether due to unexpected financial hardships, job loss, or unforeseen medical expenses, foreclosure threatens one of your most important assets—your home. At BCN Law Firm, we specialize in foreclosure defense, offering compassionate and strategic legal solutions to help you protect your home and navigate through this difficult process. Our experienced attorneys will fight for your rights and explore every available option to prevent foreclosure and provide the relief you need.

Central Florida Civil Litigation Attorneys

If you are currently facing the threat of foreclosure, it’s crucial not to delay in seeking professional legal assistance. The sooner you act, the more options may be available to help you retain your home or mitigate the impact of foreclosure. At BCN Law Firm, we offer a free consultation to assess your situation, explain your rights, and explore the best legal strategies to protect your home and secure your financial future.

Our experienced attorneys are committed to fighting on your behalf, working diligently to find the most effective solution tailored to your unique circumstances. Reach out today to get the help you need during this challenging time.

352-394-2103

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Experienced Forclosure Defence Attorneys

Our Foreclosure Defense Attorneys explore every possible solution to help you save your home or reduce the financial impact of foreclosure. Here are some of the options we may consider:

Loan Modification:
One of the most common defenses is seeking a loan modification, where we work with your lender to renegotiate the terms of your mortgage. This could result in lower monthly payments or extended repayment terms to make your mortgage more affordable.
Short Sale:
If keeping your home isn’t feasible, a short sale may be an option. In a short sale, your lender agrees to let you sell the property for less than what’s owed on the mortgage, allowing you to avoid foreclosure and reduce your overall debt burden.
Deed in Lieu of Foreclosure:
This option allows you to voluntarily transfer ownership of your home to the lender in exchange for being released from the mortgage. While it does result in the loss of your home, it helps you avoid foreclosure and its long-term consequences.
Filing for Bankruptcy:
Filing for bankruptcy, either Chapter 7 or Chapter 13, may stop the foreclosure process and give you time to reorganize your finances. Our attorneys will help you determine if bankruptcy is the right option for your situation.
Challenging the Foreclosure:
In some cases, we may be able to challenge the foreclosure itself by identifying procedural errors, improper documentation, or violations of your lender’s obligations. Our attorneys will thoroughly review your case to identify any potential defenses.

How BCN Law Firm Can Help

Analyze Your Options

We’ll carefully review your mortgage and financial situation to explore all available options and develop a tailored defense strategy.

Communicate with Lenders

Our attorneys will handle all communications with your lender, negotiating on your behalf and advocating for the best possible outcome.

Aggressive Court Representation

If litigation becomes necessary, we are prepared to represent you in court and fight for your right to keep your home.

Offer Emotional Support

We understand how stressful foreclosure can be. Our team provides compassionate guidance to help alleviate the emotional toll of the process.

Frequently Asked Questions About Foreclosure Defense

Yes, even if the foreclosure process has begun, there are still options to stop or delay it. We can explore alternatives such as loan modifications, short sales, or bankruptcy to halt the proceedings.

The timeline for foreclosure varies by state and lender, but it can take anywhere from several months to over a year. This gives you time to seek legal counsel and explore your options for defending against foreclosure

Filing for bankruptcy triggers an automatic stay, which temporarily halts foreclosure proceedings. Depending on your financial situation, bankruptcy may be a viable option to prevent foreclosure and allow you to restructure your debt.

Speak To An Attorney

If you’re facing foreclosure, don’t wait to seek legal help. Contact BCN Law Firm today for a free consultation, and let us help you protect your home and your financial future. We’re dedicated to fighting for your rights and finding the best possible solution for your situation.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM. Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in…

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia,…

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Kristin Cummins Nailos, J.D. Was born in 1970 in Leesburg, Florida and has resided in…

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello, J.D. Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His…

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Michelle C. Bottex, J.D. Ms. Bottex earned a Bachelor of Arts degree in Business Administration…

Norman C. Cummins, J.D.

Legacy Partner

Norman C. Cummins, J.D. Was born in 1938 in Louisville, Kentucky. He received his Bachelor…

Michelle Ha

Attorney

Business Law, Estate Planning, Probate, Real Estate

Michelle T. Ha Michelle T. Ha is an associate attorney and is licensed to practice…

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm

4.6

Based on 234 reviews

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Lois Carr

Polite, knowledgeable and thorough. Our attorney was prepared for our visit. We were treated with respect.

Robert Miner

I was referred to Wade Boyette by my investment advisor, Jean Dorrell, after moving to Florida and needing to set up a Trust and update my Will. Before deciding to work with Wade, I did my due diligence — reviewing his Better Business Bureau rating and reading online reviews — all of which were overwhelmingly positive, and now I see why.

From our first meeting, I was very impressed with Wade’s knowledge, professionalism, and ability to clearly explain the legal process. He answered all my questions thoroughly and offered thoughtful advice tailored to my situation. He handled the setup of my Trust and the update to my Will efficiently and in a timely manner.

I highly recommend Wade Boyette to anyone in need of reliable and experienced legal services.

Shannon Bass

Office ataff was extremely friendly! Wade was fantastic and explained everything to us! I highly recommend them.

Troy Ford

I had the misfortune of having to file for bankruptcy last year. I hired BCN Law firm to handle my case and dealt mostly with Ken Costello and his assistant Carol. They did an outstanding job on my case which was not the average case. They analyzed my situation and found the best path for me to move forward. It did take a long time to go through (such is the case with bankruptcy) but Carol kept my wife and me updated and assured us that our worst fears were not something that was going to happen. I would recommend the firm to anyone who needs one of the services they provide.

Sonja Gore

I had a great professional experience with the staff at BCN Law Firm and wholeheartedly recommend to any future clients in need of organizing their final affairs.

Lynn Willis

Everyone was very friendly, concerned about us. They explained everything to us. Thank you for your kindness.

Jeff Milroy

My experience with Heath and the staff was great. This was something new for me, and they explained everything very well. It was easy to get my questions answered and the whole process seemed to go very smoothly. Heath's paralegal Lynnette was very helpful and kept me updated and informed along the way. Thank you all so much and I will definitely use and recommend you in the future.

Lula Patrick

Very professional. Very happy with the services. I would highly suggest anyone to use his services.

Jude Hamilton

Excellent service, knowledgeable and reasonable. I feel that I’m in good hands with Wade and team.

Craig Poorbaugh

BCN and Wade Boyette were very professional in every way in support of our needs for our final documents. They go the extra few miles to insure satisfaction of service. They spoke plainly and clearly about the final issues and easily walked us through difficult decisions. Their services are reasonably priced. A good choice

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