In communities like The Villages, golf carts are part of daily life. But when accidents happen, the results can be just as serious as a car crash — leading to injuries, property damage, and complex liability questions.
Here’s what every Central Florida golf cart owner should know.
Understanding Golf Cart Liability
Florida law treats golf carts differently from standard vehicles — but that doesn’t mean there’s no liability. If a driver causes an accident through negligence, they can still be held responsible for injuries or damages.
Common causes include:
- Driving under the influence
- Distracted driving
- Overloading carts
- Failing to yield at intersections
Insurance Gaps You Might Not Know About
Many golf cart owners assume their homeowner’s policy covers accidents, but it often doesn’t. Depending on where you drive (streets, golf courses, gated communities), you may need separate golf cart insurance to protect yourself.
What to Do After a Golf Cart Accident
- Report the incident immediately.
- Get medical care, even for minor injuries.
- Take photos and witness statements.
- Call an experienced personal injury attorney to discuss your rights.
Get Legal Support You Can Trust
At BCN Law Firm, we’ve handled numerous golf cart accident cases across The Villages and Central Florida. We know the local laws, insurance nuances, and how to pursue fair compensation.
Schedule a consultation today to learn your options after a golf cart accident.