Bankruptcy Attorneys in Central Florida

A Fresh Financial Start with BCN Law Firm

Facing overwhelming debt? Whether you’re an individual or a business, bankruptcy can offer relief and a path toward financial stability. At BCN Law Firm, our experienced bankruptcy attorneys are here to guide you through the legal process, helping you understand your options and make informed decisions about your future. We specialize in both Chapter 7 and Chapter 13 bankruptcies, ensuring that your unique needs are met with personalized care.

Why Choose BCN Law Firm for Your Bankruptcy Needs?

Navigating bankruptcy can be overwhelming, but you don’t have to do it alone. At BCN Law Firm, we understand the stress and anxiety that comes with financial difficulties. Our experienced attorneys are committed to helping you find the best solution for your situation, whether it’s a complete debt discharge through Chapter 7 or a reorganization of your payments through Chapter 13.

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Chapter 7 Bankruptcy

Chapter 7 bankruptcy, also known as “liquidation bankruptcy,” allows individuals to eliminate most unsecured debts and start fresh. It’s ideal for those who are overwhelmed by credit card bills, medical debts, and personal loans. Chapter 7 involves liquidating non-exempt assets to repay creditors, after which remaining eligible debts are discharged.

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Chapter 11 Bankruptcy

Chapter 11 bankruptcy allows businesses and individuals with substantial debts to reorganize and restructure their financial obligations under the supervision of the court. Unlike Chapter 7, which focuses on liquidation, Chapter 11 enables companies to remain operational while developing a plan to repay creditors over time.

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Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a court-supervised payment plan that allows you to reorganize and repay your debts over 3 to 5 years. It’s designed for individuals who have a steady income but need help catching up on missed mortgage payments or managing unsecured debts. Chapter 13 allows you to keep your assets while making manageable monthly payments.

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Debt Defense

Debt defense involves protecting individuals from creditor lawsuits, collection agencies, and other legal actions taken to recover unpaid debts. In many cases, creditors may use aggressive or even unlawful tactics to force repayment. Our debt defense attorneys help you challenge these actions by examining the validity of the claims and the tactics used by creditors.

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Speak To An Attorney

If you’re considering filing for Chapter 13 bankruptcy, let BCN Law Firm help you make an informed decision. Contact us today for a free consultation, and we’ll review your financial situation and guide you through the process to find the best solution for your needs.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in 1967 and has been a prominent figure in Lake County since 1994.

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia, and has resided in Florida since 1978. He received his B.A. in History from the University of South Florida in 1992 and his J.D. Degree from Stetson University College of Law in 1995.

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Mrs. Nailos has practiced law in Central Florida since 1996, and is a member of The Florida Bar, and the Lake County Bar Association and is admitted to practice in the Middle District of Florida and all State Courts in Florida.

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His practice focuses on real estate, civil litigation, bankruptcy, debt defense, estate planning and probate.

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Ms. Bottex earned a Bachelor of Arts degree in Business Administration from Stetson University and Master of Arts degree in Human Resources Development from Webster University.

Norman C. Cummins, J.D.

Legacy Partner

Was born in 1938 in Louisville, Kentucky. He received his Bachelor of Science in Business Administration from the University of Alabama in 1963 and a J.D. Degree from the University of Alabama in 1967.

Travis J. Stulz, Esq.

Attorney

Business Law, Estate Planning, Probate, Real Estate

Travis J. Stulz is a seasoned Florida personal-injury attorney representing clients across Central Florida, including Orlando, Winter Garden, Clermont, Ocoee, and The Villages.

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm4.6

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MICHAEL ELLIOTT

2 days ago

My attorney Travis did an excellent job for my personal injury case. He was professional and I highly recommend him for your attorney.

Scott Monroe

5 days ago

We have now used BCN Law Firm on two separate occasions and each time we dealt with Carol Crowe and neither time did she disappoint. Always friendly, professional, knowledgeable and most importantly available everytime we reached out. Also a special thanks to Isabel Freeman who was also very helpful. If you need any type of legal advice or assistance, I would not hesitate to reach out to BCN law firm.

Jonathon Gore

1 week ago

I cannot say enough good things about Travis and his team and the way they handled my case. From the very beginning, they went above and beyond to make sure I was taken care of and understood everything that was happening. They were professional, compassionate, responsive, and genuinely cared about getting the best possible outcome for me. I never felt like just another case or a number. They took the time to listen to my concerns, answer all of my questions, and keep me informed throughout the entire process. What really stood out to me was how hard they worked on my behalf. They went the extra mile when they didn’t have to, fought for what was right, and made a stressful situation much easier to deal with. I always felt like I had someone in my corner. If you are looking for an accident attorney who truly cares about their clients and is willing to go above and beyond, I highly recommend Travis. I am extremely grateful for everything they did for me and would absolutely trust them again.

Steven Halford

2 weeks ago

Excellent Service. Excellent staff and personell. Very detailed and patient throughout the whole process. It took a while to get where we wanted to be, but it was well worth the wait. They fought for every penny, for my treatment after my car accident, and were very caring during every step of the way. I highly recommend and they now have a customer whenever I need a lawyer.

Tom Robertson

4 weeks ago

Courteous and helpful staff. Completed in a timely fashion. Excellent rapport with Wade Boyette. Highly recommended

Cyndi Robertson

4 weeks ago

The entire staff was very considerate and helpful while assisting us with our estate planning. Highly recommend BCN if you need a Will, Durable Power of attorney, etc!

Peter Adams

4 weeks ago

My wife and I appreciated Mr. Boyette’s professionalism in regard to our legal needs. We strongly recommend him and will seek his expertise for any other legal needs.

Kevin S Hodne

1 month ago

I hired BCN law firm to handle my bankruptcy. Having always prided myself in handling my finances responsibly, when I had some health issues which I could not recover from financially I decided to plead bankruptcy. BCN law firm ( Carol ) made the whole process seamless. Carol was understanding, professional, and put my mind at ease during this difficult time. It’s people like Carol who have compassion for people that makes all the difference when hiring an attorney. Thank you Carol and BCN Law firm. If I could leave 10 stars I would have. Thanks again Carol and Wade Boyette!

susan ohneiser

2 months ago

Very professional, personable and informative! No issues and everything went well. We are very pleased.

Tatiana Rollins

2 months ago

Wade Was very helpful and informative on helping us with our trust and will. He explained everything thoroughly so we have peace of mind that our estate will be well taken care of.

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