Debt Defense

Protecting Your Rights and Financial Future

Dealing with overwhelming debt can be stressful, especially when creditors begin pursuing aggressive collection tactics. At BCN Law Firm, we specialize in Debt Defense, offering you legal strategies to protect your rights and fight back against unfair debt collection practices. Whether you’re facing lawsuits, wage garnishment, or relentless harassment from creditors, our experienced attorneys are here to help you navigate your options and regain control of your financial future.

Central Florida Debt Defense Attorneys

If you are facing creditor harassment, lawsuits, or wage garnishment, our experienced attorneys at BCN Law Firm are here to help. We offer a free consultation to review your financial situation and determine the best strategy to protect your rights and fight back against unfair debt collection practices. Whether you’re dealing with credit card debt, medical bills, or other financial challenges, we’ll guide you through the debt defense process and help you regain control of your financial future.

352-394-2103

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Dedicated Debt Defense Attorneys

Debt defense involves protecting individuals from creditor lawsuits, collection agencies, and other legal actions taken to recover unpaid debts. In many cases, creditors may use aggressive or even unlawful tactics to force repayment. Our debt defense attorneys help you challenge these actions by examining the validity of the claims and the tactics used by creditors. In some instances, we may be able to negotiate settlements, reduce the amount owed, or have the debt dismissed entirely.

Common Debt Defense Scenarios

Creditor Lawsuits: If a creditor files a lawsuit against you for unpaid debts, it’s essential to have a strong legal defense. We can challenge the validity of the debt, ensure proper procedures are followed, and potentially reduce or eliminate the amount owed.
Wage Garnishment: Creditors may attempt to garnish your wages to collect on a debt. We can help stop or limit wage garnishment through legal channels, ensuring that you maintain your income for essential living expenses.
Debt Collection Harassment: Under the Fair Debt Collection Practices Act (FDCPA), creditors are prohibited from using abusive, deceptive, or unfair tactics to collect a debt. If you’re facing harassment, our attorneys can hold the collection agencies accountable and stop their illegal practices.

How BCN Law Firm Can Help

Personalized Legal Strategies

We tailor our approach to your specific situation, ensuring the best possible defense against creditors.

Comprehensive Support

From creditor lawsuits to wage garnishment, we handle every aspect of your case, giving you peace of mind.

Aggressive Representation

We work to protect your rights during the liquidation process and ensure assets are maximized for your benefit.

Frequently Asked Questions About Debt Defense

Yes, creditors can sue you for unpaid debts. If you receive a lawsuit notice, it’s important to respond promptly and seek legal representation. Our debt defense attorneys will help you fight back and protect your rights.

If your wages are being garnished, you may be able to stop or reduce the garnishment by filing a claim of exemption or exploring other legal defenses. Our attorneys can help you take action to protect your income.

Yes, in many cases, creditors are willing to negotiate a settlement. Our attorneys can work on your behalf to negotiate a reduction in the amount owed or establish a manageable payment plan.

Speak To An Attorney

If you believe debt defense may be the right solution for your financial challenges, BCN Law Firm is here to help. Contact us today for a free consultation, and let us guide you through the process with expert care and support.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM. Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in…

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia,…

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Kristin Cummins Nailos, J.D. Was born in 1970 in Leesburg, Florida and has resided in…

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello, J.D. Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His…

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Michelle C. Bottex, J.D. Ms. Bottex earned a Bachelor of Arts degree in Business Administration…

Norman C. Cummins, J.D.

Legacy Partner

Norman C. Cummins, J.D. Was born in 1938 in Louisville, Kentucky. He received his Bachelor…

Michelle Ha

Attorney

Business Law, Estate Planning, Probate, Real Estate

Michelle T. Ha Michelle T. Ha is an associate attorney and is licensed to practice…

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm

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Bryan Griffaw

BNC is the best law firm that ive ever seen. They were very very helpful. Thank you so much i greatly appreciate it.

Dee Healey

BCN law firm in Clermont is very professional and put me at ease throughout my legal issue. I worked with Carol and she is very knowledgeable and has great customer service. She was always available to answer any questions or concerns. I highly recommend BCN law firm.

Linda Rando

Our experiences with this company has been amazing! They explain everything very well and take time with us. Now we feel secure about our choices. Thank you Wade!

Dana Lemme

Yes, Carol Crowe, the legal assistant. Has handled our case Bankruptcy flawlessly. He’s very personal and so was a great kindness towards us who are tough times has helped immensely through our progress a case she truly is a good person as well as a legal assistant really appreciate her help. I just wanted to let you know You have a very good employee. Without her we would’ve been lost Going through the procedure thanks again for having her assistance ! Dana and Francine Lemme

Latisha Pierre

BCN Law firm is amazing. They are very attentive, and helpful to my husband and I. Carol Crowe has always been our direct person of contact. She is wonderful, and a true gem. She’s always willing to help by answering all of our questions, concerns, and needs. We would like to express a sincere “Thank You”. Carol we
truly love, and appreciate all that you do.

awakenpictures

Boyette Cummins Nailos Attorneys provide a wonderful service for legal counsel and representation. Highly recommend them.

Barbara Baggette Marsters

I never felt the warmth in other attorneys offices that I felt here. They are very professional and knowledgeable and accommodating in every way!.

I would recommend the services of Carol Crowe 100%, only if you want to be treated as a valuable person and treated with respect.
Paperwork is handled efficiently and on time .

Joyce Berkery

Carol was amazing the whole staff was wonderful had no issues with anybody. Everything went smoothly.

Dorothy Bigelow

Carole Crowe in the Clermont office was so very helpful very understanding always would return phone calls and reply to my emails, Great attitude

james ussery

Very organized, knowledgeable, strives to explain each and every detail. The office staff is very professional and the lady at the Lady Lake office is very polite, and is very competent. The entire staff all present themselves to be professional. I had this firm handle some business 8 years ago and was pleased with their service, I chose them this time based on past work. The lady of the hour has to be Ms. Crowe. Extremely knowledgeable and professional - patient. She knows how to steer you to the conclusion. Overall I would rate the firm at 10+. Would not hesitate to recommend BCN.

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