Foreclosure Defense

Protecting Your Home and Future

Facing foreclosure can be one of the most overwhelming experiences in life. You’ve worked hard to make your home a reality, but unexpected challenges like job loss, medical issues, or reduced income have put your most significant investment at risk. The constant letters, calls, and legal notices can leave you feeling out of options.

Losing your home doesn’t have to be inevitable. At BCN Law Firm, we offer compassionate and strategic foreclosure defense services that give you the clarity and support you need during these difficult times.

Central Florida Foreclosure Defense Attorneys

Our foreclosure defense attorneys are experienced in helping Central Florida homeowners explore their options. Whether it’s loan modification, filing for bankruptcy, or pursuing a short sale, we will guide you through every step with personalized care. Our goal is to protect your property and provide peace of mind.

352-394-2103

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Aggressive Foreclosure Defense Litigation

At BCN Law Firm, we provide guidance and actively fight for your rights in foreclosure cases. Our attorneys will respond to the foreclosure lawsuit on your behalf, raise appropriate legal defenses, and work to keep you in your home throughout the litigation process.

We understand the urgency and stress homeowners face and are prepared to take every necessary legal step to challenge the foreclosure. With our dedicated litigation services, we strive to protect your home and secure the best possible outcome. Call us today for a consultation!

Common Foreclosure Defense Options

Loan Modification

Loan modification can lower your monthly payments and help you stay in your home. This option works by renegotiating the terms of your mortgage, often leading to more affordable costs and breathing room to catch up financially.

Bankruptcy

Filing for bankruptcy immediately stops foreclosure proceedings through the automatic stay. Depending on your circumstances, a Chapter 7 or Chapter 13 bankruptcy can eliminate or restructure your debt, giving you the time you need to stabilize your finances.

Deed in Lieu of Foreclosure or Short Sale

If keeping your home is not a feasible option, a short sale or deed in lieu of foreclosure can allow you to walk away from the property without the heavy debt burden. In many cases, these solutions can help you avoid further damage to your credit and offer a fresh start.

Frequently Asked Questions About Foreclosure Defense

Yes. Foreclosure defense strategies like loan modifications, short sales, and bankruptcy can be effective even after foreclosure proceedings have begun. The key is to act quickly and consult with an experienced attorney who can help you explore your options.

When you file for bankruptcy, an automatic stay goes into effect, temporarily halting all foreclosure actions. Depending on whether you file for Chapter 7 or Chapter 13, this could discharge or reorganize your debt, giving you time to focus on your mortgage payments and other financial obligations.

Loan modification changes the terms of your mortgage to make the payments more affordable. This can include lowering the interest rate, extending the loan term, or forgiving a portion of the principal. A skilled foreclosure defense attorney can help you negotiate favorable terms with your lender.

Speak To An Attorney

At BCN Law Firm, we’re here to listen, support, and defend your rights. Foreclosure is stressful and complex, but you don’t have to face it alone. Contact us today for a free consultation, and let us help you protect your home and secure your future.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM. Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in…

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia,…

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Kristin Cummins Nailos, J.D. Was born in 1970 in Leesburg, Florida and has resided in…

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello, J.D. Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His…

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Michelle C. Bottex, J.D. Ms. Bottex earned a Bachelor of Arts degree in Business Administration…

Norman C. Cummins, J.D.

Legacy Partner

Norman C. Cummins, J.D. Was born in 1938 in Louisville, Kentucky. He received his Bachelor…

Michelle Ha

Attorney

Business Law, Estate Planning, Probate, Real Estate

Michelle T. Ha Michelle T. Ha is an associate attorney and is licensed to practice…

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm

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Kelley Bannerman

Very efficient, accurate and easily accessible. It was a pleasure working with BCN Law firm and their staff in The Villages.

Denis Labbe

BCN Law Firm - My wife and I had a great experience with Wade and his staff. Professional with a personal touch. We had all our estate planning needs taken care efficiently at a fair rate. Very pleased with BCN Law Firm.

Bryan Griffaw

BNC is the best law firm that ive ever seen. They were very very helpful. Thank you so much i greatly appreciate it.

Dee Healey

BCN law firm in Clermont is very professional and put me at ease throughout my legal issue. I worked with Carol and she is very knowledgeable and has great customer service. She was always available to answer any questions or concerns. I highly recommend BCN law firm.

Linda Rando

Our experiences with this company has been amazing! They explain everything very well and take time with us. Now we feel secure about our choices. Thank you Wade!

Dana Lemme

Yes, Carol Crowe, the legal assistant. Has handled our case Bankruptcy flawlessly. He’s very personal and so was a great kindness towards us who are tough times has helped immensely through our progress a case she truly is a good person as well as a legal assistant really appreciate her help. I just wanted to let you know You have a very good employee. Without her we would’ve been lost Going through the procedure thanks again for having her assistance ! Dana and Francine Lemme

Latisha Pierre

BCN Law firm is amazing. They are very attentive, and helpful to my husband and I. Carol Crowe has always been our direct person of contact. She is wonderful, and a true gem. She’s always willing to help by answering all of our questions, concerns, and needs. We would like to express a sincere “Thank You”. Carol we
truly love, and appreciate all that you do.

awakenpictures

Boyette Cummins Nailos Attorneys provide a wonderful service for legal counsel and representation. Highly recommend them.

Barbara Baggette Marsters

I never felt the warmth in other attorneys offices that I felt here. They are very professional and knowledgeable and accommodating in every way!.

I would recommend the services of Carol Crowe 100%, only if you want to be treated as a valuable person and treated with respect.
Paperwork is handled efficiently and on time .