Foreclosure Defense

Protecting Your Home and Future

Facing foreclosure can be one of the most overwhelming experiences in life. You’ve worked hard to make your home a reality, but unexpected challenges like job loss, medical issues, or reduced income have put your most significant investment at risk. The constant letters, calls, and legal notices can leave you feeling out of options.

Losing your home doesn’t have to be inevitable. At BCN Law Firm, we offer compassionate and strategic foreclosure defense services that give you the clarity and support you need during these difficult times.

Central Florida Foreclosure Defense Attorneys

Our foreclosure defense attorneys are experienced in helping Central Florida homeowners explore their options. Whether it’s loan modification, filing for bankruptcy, or pursuing a short sale, we will guide you through every step with personalized care. Our goal is to protect your property and provide peace of mind.

352-394-2103

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Aggressive Foreclosure Defense Litigation

At BCN Law Firm, we provide guidance and actively fight for your rights in foreclosure cases. Our attorneys will respond to the foreclosure lawsuit on your behalf, raise appropriate legal defenses, and work to keep you in your home throughout the litigation process.

We understand the urgency and stress homeowners face and are prepared to take every necessary legal step to challenge the foreclosure. With our dedicated litigation services, we strive to protect your home and secure the best possible outcome. Call us today for a consultation!

Common Foreclosure Defense Options

Loan Modification

Loan modification can lower your monthly payments and help you stay in your home. This option works by renegotiating the terms of your mortgage, often leading to more affordable costs and breathing room to catch up financially.

Bankruptcy

Filing for bankruptcy immediately stops foreclosure proceedings through the automatic stay. Depending on your circumstances, a Chapter 7 or Chapter 13 bankruptcy can eliminate or restructure your debt, giving you the time you need to stabilize your finances.

Deed in Lieu of Foreclosure or Short Sale

If keeping your home is not a feasible option, a short sale or deed in lieu of foreclosure can allow you to walk away from the property without the heavy debt burden. In many cases, these solutions can help you avoid further damage to your credit and offer a fresh start.

Frequently Asked Questions About Foreclosure Defense

Yes. Foreclosure defense strategies like loan modifications, short sales, and bankruptcy can be effective even after foreclosure proceedings have begun. The key is to act quickly and consult with an experienced attorney who can help you explore your options.

When you file for bankruptcy, an automatic stay goes into effect, temporarily halting all foreclosure actions. Depending on whether you file for Chapter 7 or Chapter 13, this could discharge or reorganize your debt, giving you time to focus on your mortgage payments and other financial obligations.

Loan modification changes the terms of your mortgage to make the payments more affordable. This can include lowering the interest rate, extending the loan term, or forgiving a portion of the principal. A skilled foreclosure defense attorney can help you negotiate favorable terms with your lender.

Speak To An Attorney

At BCN Law Firm, we’re here to listen, support, and defend your rights. Foreclosure is stressful and complex, but you don’t have to face it alone. Contact us today for a free consultation, and let us help you protect your home and secure your future.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM. Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in…

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia,…

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Kristin Cummins Nailos, J.D. Was born in 1970 in Leesburg, Florida and has resided in…

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello, J.D. Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His…

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Michelle C. Bottex, J.D. Ms. Bottex earned a Bachelor of Arts degree in Business Administration…

Norman C. Cummins, J.D.

Legacy Partner

Norman C. Cummins, J.D. Was born in 1938 in Louisville, Kentucky. He received his Bachelor…

Michelle Ha

Attorney

Business Law, Estate Planning, Probate, Real Estate

Michelle T. Ha Michelle T. Ha is an associate attorney and is licensed to practice…

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm

4.6

Based on 234 reviews

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Lois Carr

Polite, knowledgeable and thorough. Our attorney was prepared for our visit. We were treated with respect.

Robert Miner

I was referred to Wade Boyette by my investment advisor, Jean Dorrell, after moving to Florida and needing to set up a Trust and update my Will. Before deciding to work with Wade, I did my due diligence — reviewing his Better Business Bureau rating and reading online reviews — all of which were overwhelmingly positive, and now I see why.

From our first meeting, I was very impressed with Wade’s knowledge, professionalism, and ability to clearly explain the legal process. He answered all my questions thoroughly and offered thoughtful advice tailored to my situation. He handled the setup of my Trust and the update to my Will efficiently and in a timely manner.

I highly recommend Wade Boyette to anyone in need of reliable and experienced legal services.

Shannon Bass

Office ataff was extremely friendly! Wade was fantastic and explained everything to us! I highly recommend them.

Troy Ford

I had the misfortune of having to file for bankruptcy last year. I hired BCN Law firm to handle my case and dealt mostly with Ken Costello and his assistant Carol. They did an outstanding job on my case which was not the average case. They analyzed my situation and found the best path for me to move forward. It did take a long time to go through (such is the case with bankruptcy) but Carol kept my wife and me updated and assured us that our worst fears were not something that was going to happen. I would recommend the firm to anyone who needs one of the services they provide.

Sonja Gore

I had a great professional experience with the staff at BCN Law Firm and wholeheartedly recommend to any future clients in need of organizing their final affairs.

Lynn Willis

Everyone was very friendly, concerned about us. They explained everything to us. Thank you for your kindness.

Jeff Milroy

My experience with Heath and the staff was great. This was something new for me, and they explained everything very well. It was easy to get my questions answered and the whole process seemed to go very smoothly. Heath's paralegal Lynnette was very helpful and kept me updated and informed along the way. Thank you all so much and I will definitely use and recommend you in the future.

Lula Patrick

Very professional. Very happy with the services. I would highly suggest anyone to use his services.

Jude Hamilton

Excellent service, knowledgeable and reasonable. I feel that I’m in good hands with Wade and team.

Craig Poorbaugh

BCN and Wade Boyette were very professional in every way in support of our needs for our final documents. They go the extra few miles to insure satisfaction of service. They spoke plainly and clearly about the final issues and easily walked us through difficult decisions. Their services are reasonably priced. A good choice

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