Foreclosure Defense

Protecting Your Home and Financial Future

Facing foreclosure can be an incredibly stressful and overwhelming experience. Whether due to unexpected financial hardships, job loss, or unforeseen medical expenses, foreclosure threatens one of your most important assets—your home. At BCN Law Firm, we specialize in foreclosure defense, offering compassionate and strategic legal solutions to help you protect your home and navigate through this difficult process. Our experienced attorneys will fight for your rights and explore every available option to prevent foreclosure and provide the relief you need.

Central Florida Civil Litigation Attorneys

If you are currently facing the threat of foreclosure, it’s crucial not to delay in seeking professional legal assistance. The sooner you act, the more options may be available to help you retain your home or mitigate the impact of foreclosure. At BCN Law Firm, we offer a free consultation to assess your situation, explain your rights, and explore the best legal strategies to protect your home and secure your financial future.

Our experienced attorneys are committed to fighting on your behalf, working diligently to find the most effective solution tailored to your unique circumstances. Reach out today to get the help you need during this challenging time.

352-394-2103

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Experienced Forclosure Defence Attorneys

Our Foreclosure Defense Attorneys explore every possible solution to help you save your home or reduce the financial impact of foreclosure. Here are some of the options we may consider:

Loan Modification:
One of the most common defenses is seeking a loan modification, where we work with your lender to renegotiate the terms of your mortgage. This could result in lower monthly payments or extended repayment terms to make your mortgage more affordable.
Short Sale:
If keeping your home isn’t feasible, a short sale may be an option. In a short sale, your lender agrees to let you sell the property for less than what’s owed on the mortgage, allowing you to avoid foreclosure and reduce your overall debt burden.
Deed in Lieu of Foreclosure:
This option allows you to voluntarily transfer ownership of your home to the lender in exchange for being released from the mortgage. While it does result in the loss of your home, it helps you avoid foreclosure and its long-term consequences.
Filing for Bankruptcy:
Filing for bankruptcy, either Chapter 7 or Chapter 13, may stop the foreclosure process and give you time to reorganize your finances. Our attorneys will help you determine if bankruptcy is the right option for your situation.
Challenging the Foreclosure:
In some cases, we may be able to challenge the foreclosure itself by identifying procedural errors, improper documentation, or violations of your lender’s obligations. Our attorneys will thoroughly review your case to identify any potential defenses.

How BCN Law Firm Can Help

Analyze Your Options

We’ll carefully review your mortgage and financial situation to explore all available options and develop a tailored defense strategy.

Communicate with Lenders

Our attorneys will handle all communications with your lender, negotiating on your behalf and advocating for the best possible outcome.

Aggressive Court Representation

If litigation becomes necessary, we are prepared to represent you in court and fight for your right to keep your home.

Offer Emotional Support

We understand how stressful foreclosure can be. Our team provides compassionate guidance to help alleviate the emotional toll of the process.

Frequently Asked Questions About Foreclosure Defense

Yes, even if the foreclosure process has begun, there are still options to stop or delay it. We can explore alternatives such as loan modifications, short sales, or bankruptcy to halt the proceedings.

The timeline for foreclosure varies by state and lender, but it can take anywhere from several months to over a year. This gives you time to seek legal counsel and explore your options for defending against foreclosure

Filing for bankruptcy triggers an automatic stay, which temporarily halts foreclosure proceedings. Depending on your financial situation, bankruptcy may be a viable option to prevent foreclosure and allow you to restructure your debt.

Speak To An Attorney

If you’re facing foreclosure, don’t wait to seek legal help. Contact BCN Law Firm today for a free consultation, and let us help you protect your home and your financial future. We’re dedicated to fighting for your rights and finding the best possible solution for your situation.

352-394-2103

Meet Our Dedicated Attorneys

Legal Team Ready to Fight for Your Rights

Wade Boyette, J.D., LLM.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Wade Boyette, J.D., LLM. Wade Boyette, J.D., LLM, was born in Estill, South Carolina, in…

Heath B. Nailos, J.D.

Partner

Auto Accidents, Personal Injury

Heath B. Nailos, J.D. Heath B. Nailos, J.D. was born in 1969 in Atlanta, Georgia,…

Kristin Cummins Nailos, J.D.

O.F. Counsel

Real Estate

Kristin Cummins Nailos, J.D. Was born in 1970 in Leesburg, Florida and has resided in…

Ken Costello, J.D.

Partner

Bankruptcy, Estate Planning, Foreclosure Defense, Probate

Ken Costello, J.D. Ken Costello is an associate at Boyette, Cummins & Nailos, PLLC. His…

Michelle C. Bottex, J.D.

Attorney

Criminal Law, Family Law

Michelle C. Bottex, J.D. Ms. Bottex earned a Bachelor of Arts degree in Business Administration…

Norman C. Cummins, J.D.

Legacy Partner

Norman C. Cummins, J.D. Was born in 1938 in Louisville, Kentucky. He received his Bachelor…

Michelle Ha

Attorney

Business Law, Estate Planning, Probate, Real Estate

Michelle T. Ha Michelle T. Ha is an associate attorney and is licensed to practice…

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5-Star Reviews from Satisfied Clients

Our Clients Appreciate Our Dedication and Expertise

BCN Law Firm

Based on 262 reviews

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Linda Rando

Our experiences with this company has been amazing! They explain everything very well and take time with us. Now we feel secure about our choices. Thank you Wade!

Dana Lemme

Yes, Carol Crowe, the legal assistant. Has handled our case Bankruptcy flawlessly. He’s very personal and so was a great kindness towards us who are tough times has helped immensely through our progress a case she truly is a good person as well as a legal assistant really appreciate her help. I just wanted to let you know You have a very good employee. Without her we would’ve been lost Going through the procedure thanks again for having her assistance ! Dana and Francine Lemme

Latisha Pierre

BCN Law firm is amazing. They are very attentive, and helpful to my husband and I. Carol Crowe has always been our direct person of contact. She is wonderful, and a true gem. She’s always willing to help by answering all of our questions, concerns, and needs. We would like to express a sincere “Thank You”. Carol we
truly love, and appreciate all that you do.

awakenpictures

Boyette Cummins Nailos Attorneys provide a wonderful service for legal counsel and representation. Highly recommend them.

Barbara Baggette Marsters

I never felt the warmth in other attorneys offices that I felt here. They are very professional and knowledgeable and accommodating in every way!.

I would recommend the services of Carol Crowe 100%, only if you want to be treated as a valuable person and treated with respect.
Paperwork is handled efficiently and on time .

Joyce Berkery

Carol was amazing the whole staff was wonderful had no issues with anybody. Everything went smoothly.

Dorothy Bigelow

Carole Crowe in the Clermont office was so very helpful very understanding always would return phone calls and reply to my emails, Great attitude

james ussery

Very organized, knowledgeable, strives to explain each and every detail. The office staff is very professional and the lady at the Lady Lake office is very polite, and is very competent. The entire staff all present themselves to be professional. I had this firm handle some business 8 years ago and was pleased with their service, I chose them this time based on past work. The lady of the hour has to be Ms. Crowe. Extremely knowledgeable and professional - patient. She knows how to steer you to the conclusion. Overall I would rate the firm at 10+. Would not hesitate to recommend BCN.

Kristy Martz

BCN Law Firm helped us get through a tough time and made it as easy as possible. Carol was the absolute best! Any questions or concerns we had she was there to help. The whole company was great to work with. I would highly recommend using this firm and if I ever need anything in the future I will definitely use them. Thank you guys for everything!

Sandra

Carol Crowe at this firm is a wonderful and knowledgeable person to work with. She is very professional and caring. I truly appreciated the time she took with me.

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