What Should You Do If You Were Injured As A Passenger In A Car Accident
If you were injured as a passenger in a car accident, you may feel stressed and helpless. Since you weren’t driving either of the vehicles involved, your insurance may not be responsible for any car repair claims or injuries. You’re not technically at fault for any of the damage, but you are still a victim of injuries due to the accident. Injuries can result in lost wages, medical costs, and pain and suffering- what should your next steps be? Read on to learn more about what you should do if you were injured as a passenger in a car accident.
Can I Receive Compensation From A Car Accident If I Was A Passenger?
Passengers injured during a car accident they played no active role in may still be eligible for compensation. In most cases, in fact, it may be more straightforward for a passenger to receive compensation than either driver who caused the accident. No matter what role you played in a car accident, you should take the appropriate steps to optimize your claims process afterwards.
What To Do If You Were A Passenger In A Car Accident
First, you should get the information of everybody who was involved in the car accident. You may not have been one of the drivers involved in the car accident, but you should still be included in the process of information exchange. Since you weren’t at fault, your insurance isn’t responsible for your injuries. The claims process establishes which driver is at fault, and the injuries you receive should be covered by the driver who is at fault. Get the information of both drivers involved, as well as any witness and information on the car accident police report. No matter if the fault appears obvious or not, it’s essential to cover all your bases.
Next, you should file an injured passenger claim. The drivers’ insurance companies will establish who is at fault in the car accident, and you can choose to file a passenger injury claim with only one insurance company if the fault is obvious. However, if determining fault is more complicated, you can file your passenger injury claim with the insurance companies of all drivers involved and let them handle the responsibility for your claim. All passenger injury claims are considered third party claims, since you aren’t claiming anything with your own insurance company. You can also file with your own PIP policy if you reside in a no-fault state.
Work With A Personal Injury Lawyer
If the insurance companies are intensely disputing fault and refuse to claim responsibility for your injuries, you may need to pursue additional legal action. Hiring an experienced personal injury attorney can help you get the compensation you deserve for your injuries and ensure that your legal rights are protected.
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BCN Law Firm is a top personal injury law firm committed to defending your rights. Call BCN Law Firm for a free initial consultation with a top car accident lawyer today.